Todd Gurley tore ACL in win over Auburn

When Georgia running back Todd Gurley was initially suspended for taking money for signing autographs, there was an argument made that the potential first-round draft pick should not return for the 2014 season. He should stick it to the NCAA for its outdated rules and save himself from potential injury to ensure a top draft selection.

Oh, how Gurley may have wanted to take that advice in hindsight.

Georgia confirmed that Gurley tore his ACL in Saturday's 34-7 blowout win over Auburn. Though the game was in hand, Gurley and freshman running back Nick Chubb were still taking turns running the ball late in the fourth quarter. But on Gurley's final run of the 2014 season — and most likely his collegiate career — he planted his left leg on the Sanford Stadium turf only for it to give out.

Gurley finished the game with 138 yards and a touchdown on 29 carries. Chubb had 144 yards and two touchdowns on 19 carries.

Gurley's season ends with 911 yards and nine touchdowns. If the former Heisman candidate wasn't injured, it's likely he would have run for over 1,000 yards despite missing four games, an incredible feat in today's college football landscape.

Now, Gurley could wind up seeing his draft stock take a huge hit. Once considered a first-rounder, the potential of Gurley not being ready for the 2015 NFL season — assuming he declares for the draft — could cause his draft stock to drop.

Fortunately for Gurley, the University of Georgia appears to have had this concern and added value to an insurance policy it placed in his name. Georgia had a $5 million policy for Gurley increased to $10 million, according to a report from ESPN.com. Gurley can claim $5 million of that policy if this ACL injury causes a drop in value for him in the upcoming NFL draft.

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